
Frequently Asked Questions
While walk-in visits to our Cebu showroom are welcome, scheduling an appointment in advance is strongly encouraged. An appointment allows our team to:
- Confirm the availability of your preferred vehicle prior to your visit.
- Prepare all relevant documents and unit information in advance.
- Ensure a more efficient and personalized client experience.
We offer three flexible payment options for our pre-owned vehicles:
Cash — Same-day release. The fastest way to drive home your car.
Financing — Through multiple third-party financing partners. Typically 30% down payment with loan terms of up to 3 years, subject to approval.
Trade-In — Actual appraisal of your current vehicle applied toward your next purchase.
Yes. Gold Aces Car Display Center gladly accepts trade-in vehicles. Schedule an appointment for a complimentary vehicle appraisal — our team will assess your car's condition and determine its fair market value based on current industry standards. Once the appraisal value is agreed, that amount is applied directly toward any available unit in our 100+ vehicle inventory.
Requirements vary by applicant type:
A. Employed Individuals
- Payslips (latest 3 months)
- Bank Statements (latest 3 months)
- Certificate of Employment (COE)
- Utility or Billing Statements (latest 3 months)
- Two (2) Valid Government-Issued IDs
B. Overseas Filipino Workers (OFWs)
- Payslips (latest 3 months)
- Bank Statements (latest 3 months)
- Employment Contract or Certificate of Employment
- Utility or Billing Statements
- Two (2) Valid Government-Issued IDs
- Proof of Remittances (latest 3 months)
- Proof of Relationship with the Principal Borrower
C. Seafarers
- Payslips (latest 3 months)
- Bank Statements (latest 3 months)
- Employment Contract or Certificate of Employment
- Utility or Billing Statements
- Two (2) Valid Government-Issued IDs
- Proof of Remittances (latest 3 months)
- Proof of Relationship with the Principal Borrower
- Seaman's Book
D. Business Owners and Self-Employed Individuals
- Mayor's Permit or Business Permit
- DTI Registration
- Income Tax Return (ITR), if available
- Utility or Billing Statements
- Two (2) Valid Government-Issued IDs
- Bank Statements (latest 3 months)
Car loan approval is typically processed within one (1) to three (3) business days. Processing time may vary based on the client's profile and the requirements of our financing partners. In certain cases, additional documentation or verification may be requested, which may extend the processing period. Our team provides regular updates and ensures the transaction proceeds as efficiently as possible.