FAQs

Everything you need to know about buying quality used and secondhand cars in Cebu. Gold Aces Car Display Center has been Cebu's trusted pre-owned car dealer since 2002 — serving local buyers and clients across the Philippines.

Why Buy From Us

Gold Aces Car Display Center carries 100+ quality pre-owned vehicles in Cebu across all major body types: sedans, hatchbacks, SUVs, MPVs, crossovers, pickup trucks, and vans. Our Cebu showroom inventory is updated regularly, so you always have current choices across multiple brands and price points — whether you need a fuel-efficient daily driver, a family car, or a workhorse pickup.

Gold Aces Car Display Center maintains a diverse inventory of over 100 quality pre-owned vehicles in Cebu, giving clients a wide range of options across various makes, models, and price points.

Gold Aces Car Display Center has been Cebu's trusted used car dealer since 2002, delivering an exceptional pre-owned car-buying experience through:

  • 24 years of industry experience in the pre-owned vehicle market
  • A curated selection of quality, well-maintained pre-owned vehicles
  • Transparent and competitive pricing
  • Efficient and hassle-free transactions
  • Full assistance with car financing applications
  • Complimentary trade-in appraisal services
  • Professional, client-centered service from initial inquiry through vehicle release

Our mission is to provide every client with a smooth, trustworthy, and rewarding vehicle purchasing experience.

Yes. Every used car at Gold Aces undergoes a comprehensive inspection and quality evaluation prior to release, conducted to ensure the reliability, roadworthiness, and overall condition of each unit meets our standards before it is handed over to the client.

As these are pre-loved cars, we strongly encourage an in-person test drive before purchase. We also allow clients to bring their own mechanic for an independent inspection, so you can buy with full confidence.

Visiting & Reserving

While walk-in visits to our Cebu showroom are welcome, scheduling an appointment in advance is strongly encouraged. An appointment allows our team to:

  • Confirm the availability of your preferred vehicle prior to your visit.
  • Prepare all relevant documents and unit information in advance.
  • Ensure a more efficient and personalized client experience.

To reserve a vehicle, a reservation fee of PHP 20,000 is required. Upon payment, the unit is held for seven (7) calendar days, applicable to both cash and financing transactions. This holding period gives you sufficient time to complete payment arrangements or fulfill financing requirements, while allowing our team to prepare the vehicle for turnover.

The reservation fee is non-refundable, subject to limited exceptions, as it serves to secure the unit and remove it from active listing.

Payment, Financing & Trade-Ins

We offer three flexible payment options for our pre-owned vehicles:

Cash — Same-day release. The fastest way to drive home your car.

Financing — Through multiple third-party financing partners. Typically 30% down payment with loan terms of up to 3 years, subject to approval.

Trade-In — Actual appraisal of your current vehicle applied toward your next purchase.

Yes. Gold Aces Car Display Center gladly accepts trade-in vehicles. Schedule an appointment for a complimentary vehicle appraisal — our team will assess your car's condition and determine its fair market value based on current industry standards. Once the appraisal value is agreed, that amount is applied directly toward any available unit in our 100+ vehicle inventory.

Requirements vary by applicant type:

A. Employed Individuals

  • Payslips (latest 3 months)
  • Bank Statements (latest 3 months)
  • Certificate of Employment (COE)
  • Utility or Billing Statements (latest 3 months)
  • Two (2) Valid Government-Issued IDs

B. Overseas Filipino Workers (OFWs)

  • Payslips (latest 3 months)
  • Bank Statements (latest 3 months)
  • Employment Contract or Certificate of Employment
  • Utility or Billing Statements
  • Two (2) Valid Government-Issued IDs
  • Proof of Remittances (latest 3 months)
  • Proof of Relationship with the Principal Borrower

C. Seafarers

  • Payslips (latest 3 months)
  • Bank Statements (latest 3 months)
  • Employment Contract or Certificate of Employment
  • Utility or Billing Statements
  • Two (2) Valid Government-Issued IDs
  • Proof of Remittances (latest 3 months)
  • Proof of Relationship with the Principal Borrower
  • Seaman's Book

D. Business Owners and Self-Employed Individuals

  • Mayor's Permit or Business Permit
  • DTI Registration
  • Income Tax Return (ITR), if available
  • Utility or Billing Statements
  • Two (2) Valid Government-Issued IDs
  • Bank Statements (latest 3 months)
Important: For OFWs and Seafarers, only an immediate family member may serve as the principal borrower. The OFW's or seafarer's documents are submitted as supporting requirements.

Car loan approval is typically processed within one (1) to three (3) business days. Processing time may vary based on the client's profile and the requirements of our financing partners. In certain cases, additional documentation or verification may be requested, which may extend the processing period. Our team provides regular updates and ensures the transaction proceeds as efficiently as possible.

Buying From Outside Cebu

Yes. Gold Aces serves clients across the Philippines. We offer free online appointments and live video call viewing of displayed units for buyers who cannot visit our Cebu showroom in person.

Yes. We have served many clients outside Cebu through car financing. Approval is available as long as there are affiliated financing companies in your location. Contact our team to confirm availability in your area before applying.

Yes. We assist with inter-island shipping of purchased units anywhere in the Philippines. Shipping fees are shouldered by the buyer. Our team will coordinate and guide you through the logistics from Cebu to your destination.

Initial Downpayment:
300
Monthly Payment:
68
Total Loaned Amount:
700

ESTIMATE CAR LOAN CALCULATOR BY GOLD ACES

Input the vehicle price and years loaned (1-3 years). Interest Rate of 16% per annum.

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